Terms of Use

Last updated: May 21, 2025

Welcome to financeboltz.com (“we,” “our,” “us”). These Terms of Use, along with our Privacy Policy, form a binding agreement between you and financeboltz.com when you access or use our website (the “Website”). If you do not agree, please do not use the Website.

We provide financial information and tools to help consumers learn about products and services. We are not a financial institution, and we do not endorse or recommend any specific provider. You are solely responsible for your financial decisions.

1. Eligibility

You must be at least 18 years old, or 13 with parental/guardian consent, to use this Website. The Website is not intended for children under 13.

2. User Content

You may post content such as reviews, comments, or media (“Your Content”). By posting, you grant us a worldwide, royalty-free license to use and display Your Content. You are responsible for ensuring Your Content is accurate, lawful, and does not infringe on others’ rights. We may remove or edit content at our discretion.

3. User Conduct

You agree to use the Website only for lawful purposes. You may not:

  • Copy, resell, or commercially exploit Website content without permission.
  • Upload harmful files or disrupt the Website’s operation.
  • Use false identities, harvest personal data, or attempt unauthorized access.
  • Post unlawful, defamatory, obscene, or infringing material.

4. Intellectual Property

All Website content is protected by copyright, trademark, and other rights. You may use it only for personal, non-commercial purposes. All rights not expressly granted remain with us or our partners.

5. Information Disclaimer

Content on the Website is for informational purposes only and does not constitute financial advice. Always consult qualified professionals before making financial decisions. We do not guarantee accuracy or completeness.

6. Responsibility for Financial Decisions

We may connect you with third-party service providers (“Service Providers”), but we are not responsible for their services. It is your responsibility to evaluate any provider before making a decision.

7. No Fees From You

We generally do not charge users to access the Website. Service Providers may compensate us if you engage with them. This does not affect the information we provide.

8. Website Disclaimer

The Website is provided “as is” without warranties of any kind. We do not guarantee uninterrupted access, error-free operation, or that information provided is complete or reliable. Use the Website at your own risk.

9. Links to Third Parties

We may link to third-party websites. We are not responsible for their content, services, or practices. Use them at your own risk.

10. Communications

By providing contact information, you consent to receive communications from us. You are responsible for ensuring your information is accurate.

11. Limitation of Liability

We are not liable for any indirect, incidental, or consequential damages arising from your use of the Website or reliance on its content.

12. Indemnification

You agree to indemnify and hold us harmless from claims, damages, or losses arising from your use of the Website or violation of these Terms.

13. Termination

We may suspend or terminate your access to the Website at any time, without notice, for any reason. Relevant sections of these Terms will survive termination.

14. Modifications

We may update these Terms at any time by posting a new version on the Website. Continued use means you accept the changes.

15. Contributor Terms

If you submit stories, images, or other content, you grant us a perpetual, royalty-free license to use, modify, and share that content in any media. You confirm you own the rights and that your contributions do not infringe on others. We are not required to compensate contributors.